Many innocent hard working savers were sold by marketing companies or by their IFA (Independent Financial Adviser) high risk investments that have subsequently failed or not performed as described. Many of these may have been mis-sold and in those circumstances, we can assist you in claiming compensation.

So, What Is Mis-Selling?

Mis-selling is when you were given unsuitable advice: the risks were not explained; you were not given the information needed; and the result is a product that isn’t right for you.

A direct consequence of mis-selling is the value of your pension falling instead of increasing, contrary to the reassurances given by your financial adviser. Another tell tale sign of mis-selling is if you were not advised about charges which erode the value of your pension, or if you were advised to change your investments, without an explanation of what the benefits are.

If you invested in any of the following:

• Overseas property
• Hotel developments
• Forestry projects
• Fruit farming projects
• Wine
• Diamonds
• Carbon credits
• Storage pods or Green oil

Chances are any investments made may be unregulated and if you were mis-sold you are unlikely to recover any money.

If so, we may be able to help you recover your money even though the funds have completely failed.

Whether you invested via a SIPP or cash, the FCA regulates this activity and has strict guidelines that all organisations selling investments must follow and comply with.